Smooth History
Link your bank or sign in again and keep your spending history organized as updates come in.
2 min read
The Problem
Most budget apps run into duplicate transactions and accounts because they cannot tell when new data matches what you already have. When you sign back into your bank or link an account you tracked manually, the same purchases can import again, your checking account can show up twice, and categories and notes you already added can end up on the wrong account.
What it is
When Copia syncs with your bank, it works to recognize if accounts and transactions already exist to reduce the chances of duplication.
That helps in two common situations:
Signing back into your bank. If your bank sends the same transactions again, Copia matches them to what is already in your budget to help avoid duplicates.
Linking your bank after manual tracking. If you started by entering transactions yourself or importing a spreadsheet, Copia can often tell when a bank account is the same one you already set up. Your history is more likely to stay in one place.
The same idea applies when you enter transactions by hand or import a file. If your bank later sends a matching purchase, Copia works to match it to what you already recorded.
Why it matters
We built Copia knowing bank logins expire and that not everyone links their bank on day one. You should be able to start manually, bring in old history, and link your bank later without redoing your budget from scratch.
Signing back in should feel like a quick fix. Moving from manual tracking to automatic updates from your bank should help keep your accounts organized and your spending totals closer to what you expect.