A free plan and a new quick add

Copia has a free plan. You can sign up and use the core of the app without entering a card.

Free plan

Here is what you get without paying:

• Add manual accounts and track them in one place
• Enter transactions by hand with quick add
• Build a full budget with categories and subcategories
• See your income and spending over time in the activity chart
• Use the command palette to get around the app quickly
• Add and edit your own bank connections and accounts

Bank connections through Plaid, automatic transaction syncing, receipt capture, and transaction rules stay on the paid plan at $4.99 a month. We drew the line there because bank syncing and receipts cost us real money to run, and we needed to keep the paid plan worth paying for.

Signing up

• Onboarding no longer asks you to pick a plan before you see anything. New accounts land straight in the app.

Transactions

• Quick add opens as a sheet with a simpler layout. It has merchants on the form, a way to pick or add an account, and bulk entry for pasting a short list.
• Dates use a calendar, and the category picker got a refresh.
• Transfers and debt payments are options when you create a transaction.
• Select several transactions you added by hand and delete them together.

App

• Features that need a subscription show a clear locked state, so you always know what requires an upgrade.
• Locked items in the main navigation explain why on hover and link you to settings.
• The subscription settings list what the paid plan includes.